Credora is a analytics data firm based in San Rafael, California that credora is a credit ratings and risk assessment firm for crypto and decentralized finance. founded in 2019 (originally as x-margin) and based in san rafael, california, it quantifies the probability of loss in lending markets using historical data and monte carlo simulations, rating tokens, lending pairs and vaults on an a+ to d scale that maps to traditional probability-of-default curves. in september 2025 credora was acquired by redstone, a blockchain oracle provider, and now operates as credora by redstone. in november 2025 its onchain risk ratings went live across the morpho and spark defi lending protocols. They serve clients in United States. Credora is listed on The Token Playbook's vetted provider registry at thetokenplaybook.com/registry/credora.